Voya Employee Benefits Resource Center
Client logo

Short Term Disability Income Coverage

Group Name: Roehl Transport, Inc.
Group Number: 666742
Drivers Brochure
Non-Drivers Brochures

Receive benefits to replace part of your paycheck when you’re injured or ill and unable to work.

Short Term Disability Income coverage provides you with benefits to replace part of your paycheck when you can’t work due to illness or injury. You may need to meet certain conditions to be eligible for benefits, such as completing a waiting period.

Your Short Term Disability Income Coverage includes the following benefits:

Waiver of Premium

While you’re receiving benefits from us, we’ll waive your insurance premiums. 

Additional services:
Voya Cares®

Voya Cares® is not insurance coverage. It is a service offered through the Voya family of companies.

 
We are committed to being a leader in making a positive difference in the lives of individuals with special needs and disabilities - as well as their families, caregivers and other providers - by offering a depth of resources focused on education, planning and solutions through Voya Cares®.

What is Group Short Term Disability Income Coverage?

Group Short Term Disability Income Coverage provides you with benefits to replace part of your paycheck when you can’t work because of a sickness or injury. You may need to meet certain conditions to be eligible for benefits, such as completing a waiting period. During the waiting period, you may be able to use your vacation or sick time if offered. Generally, Short Term Disability benefits are paid for a few weeks to a few months.

How can Short Term Disability benefits be used?

When your claim is approved, you will receive weekly benefits to replace part of your income based on your coverage level. You may use this money however you would like. Below are a few examples of how your Short Term Disability benefits could be used, depending on how much coverage you have:

  • Everyday expenses, such as groceries, utilities, house payments and car payments
  • Medical bills and recovery expenses
  • Support services during your recovery

Why should I enroll through my employer?

  • Insurance premiums are deducted from your paycheck, so you never have to worry about a separate payment.
  • We will waive your premiums while you are receiving benefits from us.

How much does it cost?

The monthly cost of Short Term Disability Income Coverage varies based on the amount of coverage and sometimes your age. Please refer to your enrollment materials or contact your employer. 

This is a summary of benefits only.  A complete description of Short Term Disability Income coverage will be provided in the plan documents. ReliaStar Life Insurance Company (Minneapolis, MN), a member of the Voya® family of companies, provides only administrative services for self-funded short term disability income plans. 

Benefit Basics video
Real Life Example

Tara slipped and fell, causing her to strain her back, which left her unable to do her job. Fortunately, Tara had purchased Short Term Disability Income Coverage through her employer, which provided her with benefits to replace 60% of her regular pay while she was unable to work. This helped reduce the potential financial strain Tara would have faced without this coverage. Seven weeks later, Tara’s back had healed, and she was able to return to work.

Monthly expenses:

Car payment $600
Mortgage/monthly rent $1,500
Everyday expenses + $500
Total monthly expenses $2,600
Monthly short term disability benefit (60% of normal income of $4,200) $2,520
Monthly benefit paid $2,520

This is shown for illustrative purposes only. Actual results may vary. A complete description of coverage will be provided in the plan documents.

file a claim image:STDIncomeCoverage

Need to file a claim?

We can help you get started

Get Started
;