Voya Employee Benefits Resource Center for

Rollins, Inc.

Filing your claim or accessing additional services is easy.

Annual enrollment: October 22 - November 05, 2018

Take advantage of the additional insurance benefits your employer is offering you.

Group Term Life Insurance

Pays a benefit to your beneficiary if you pass away during a specific period of time or “term”.

 

FAQs

Group Term Life Insurance

What is Group Term Life Insurance?

Group Term Life Insurance is offered through your employer and pays a benefit to your beneficiary if you pass away during a specific period of time or "term". Your employer may offer Basic Life Insurance, which is usually the amount they provide at no cost to you. You may also have the option to elect coverage called Supplemental Life Insurance, with premium deductions taken directly from your paycheck.

How can life insurance help?

Below are a few examples of how your life insurance benefit could be used (coverage amounts may vary):
  • Pay off any remaining medical bills, funeral costs and debts
  • Provide ongoing financial support to your family
  • Keep your family in your home by paying off the mortgage
  • Fund your children’s education

Why should I enroll through my employer?

  • Premium amounts are deducted from your paycheck, so you don’t have to worry about paying another bill.
  • You may apply to take coverage with you if you leave your current employer or are no longer eligible for coverage through your employer.

Can I purchase coverage for my spouse and child?

  • If offered, you may purchase coverage for your eligible spouse and children. Refer to your enrollment brochure to learn about eligibility and the available options.

How much does it cost?

  • The monthly cost of life insurance varies based on your age and how much you want to purchase, but it is very likely that your monthly premiums will be less than your monthly coffee or entertainment budget.

Do I need to provide health information?

  • Depending on the amount of coverage you select or the offer to your group, you may need to provide evidence of insurability on yourself, your spouse and/or your children. When evidence of insurability is required, the insurance company will need to approve it before coverage becomes effective. 

This is a brief description of coverage. The policy and any riders should be read carefully for exact terms and conditions, exclusions and limitations.Group Term Life Insurance is underwritten by ReliaStar Life Insurance Company(Minneapolis, MN), a member of the Voya® family of companies.

Short Term Disability Income Insurance

Provides benefits to replace part of your paycheck when you can’t work due to sickness or injury.

 

FAQs

Short Term Disability Income Insurance

What is Group Short Term Disability Income Insurance?

Group Short Term Disability Income Insurance provides you with benefits to replace part of your paycheck when you can’t work because of a sickness or injury. You may need to meet certain conditions to be eligible for benefits, such as completing a waiting period. During the waiting period, you may be able to use your vacation or sick time if offered. Generally, Short Term Disability benefits are paid for a few weeks to a few months.

How can Short Term Disability benefits be used?

When your claim is approved, you will receive weekly benefits to replace part of your income based on your coverage level. You may use this money however you would like. Below are a few examples of how your Short Term Disability benefits could be used, depending on how much coverage you have:
  • Everyday expenses, such as groceries, utilities, house payments and car payments
  • Medical bills and recovery expenses
  • Support services during your recovery

Why should I enroll through my employer?

  • Insurance premiums are simply deducted from your paycheck, so you never have to worry about a separate payment.
  • We will waive your premiums while you are receiving benefits from us.
  • The cost of Short Term Disability Income Insurance through your employer is usually much lower than an individual disability policy.

How much does it cost?

The monthly cost of Short Term Disability Income Insurance varies based on the amount of coverage and sometimes your age. Your monthly premiums may be less than dinner at a casual restaurant.

Do I need to provide health information?

Generally, if you enroll when first eligible for coverage, you will not have to provide any health information. If you enroll for coverage after the initial offer, you may need to provide us with health information on a form called "Evidence of Insurability." This form includes questions about current and past health conditions. We may also request information from treating doctors. If evidence of insurability is required, it must be approved by us before your coverage becomes effective.

This is a summary of benefits only. A complete description of benefits, limitations, exclusions and termination of coverage will be provided in the certificate of insurance and riders. Disability Income Insurance is underwritten by ReliaStar Life Insurance Company (Minneapolis, MN), a member of the Voya® family of companies.

Long Term Disability Income Insurance

Provides benefits to replace part of your paycheck when you can’t work due to sickness or injury.

 

FAQs

Long Term Disability Income Insurance

What is Group Long Term Disability Income Insurance?

Group Long Term Disability Income Insurance provides you with benefits to replace a part of your paycheck when you can’t work because of a sickness or injury. You may need to meet certain conditions to be eligible for benefits, such as completing a waiting period. Generally, Long Term Disability benefits begin once you have exhausted your Short Term Disability benefits, if applicable. Benefits are then paid for the duration of your medical condition to the maximum duration allowed by your employer’s plan or until you reach Social Security Normal Retirement Age.

How can Long Term Disability benefits be used?

When your claim is approved, you will receive monthly benefits to replace part of your income based on your coverage level. You may use this money however you would like. Below are a few examples of how your Long Term Disability benefits could be used, depending on how much coverage you have:
  • Rent or mortgage payment
  • Groceries and utilities
  • Medical bills and recovery expenses

Why should I enroll through my employer?

  • Insurance premiums are simply deducted from your paycheck.
  • We will waive your premiums while you are receiving benefits from us.
  • The cost of Long Term Disability Income Insurance through your employer is usually much lower than an individual disability policy.

How much does it cost?

The monthly cost of Long Term Disability Income Insurance varies based on the amount of coverage and sometimes your age. Your monthly premiums could be less than a tank of gas.

Do I need to provide health information?

Generally, if you enroll when first eligible for coverage, you will not have to provide any health information. If you enroll for coverage after the initial offer, you may need to provide us with health information on a form called "Evidence of Insurability." This form includes simple questions about current and past health conditions. We may also request information from treating doctors. If evidence of insurability is required, it must be approved by us before your coverage becomes effective.

This is a summary of benefits only. A complete description of benefits, limitations, exclusions and termination of coverage will be provided in the certificate of insurance and riders. Disability Income Insurance is underwritten by ReliaStar Life Insurance Company (Minneapolis, MN), a member of the Voya® family of companies.

This is a summary of benefits only. Please see the brochure or enrollment materials for more information. A complete description of benefits, limitations, exclusions and termination of coverage will be provided in the certificate of insurance and riders. All coverage is subject to the terms and conditions of the group policy. If there is any discrepancy between this document and the group policy documents, the policy documents will govern. To keep coverage in force, premiums are payable up to the date of coverage termination.

Group Term Life Insurance is underwritten by ReliaStar Life Insurance Company (Minneapolis, MN), a member of the Voya® family of companies. Policy form ICC LP14GP or LP00GP (may vary by state).

Disability Income Insurance is underwritten by ReliaStar Life Insurance Company (Minneapolis, MN), a member of the Voya® family of companies. Policy form HP08GP and/or HP13GP (may vary by state).