Beneficiary's Date of Birth

Enter the beneficiary's date of birth as MM/DD/YYYY. Leave the beneficiary's birth date blank if you named someone other than your spouse, an estate, or an organization (e.g., church) as your primary beneficiary. The RMD will be calculated without regard to the beneficiary's age, except in cases where the "sole" beneficiary is a spouse more than 10 years younger than the account owner.