Voluntary Short Term Disability Income Insurance
Group Number: 0028166-2
Highlights
Receive benefits to replace part of your paycheck when you’re injured or ill and unable to work
Voluntary Short Term Disability Income Insurance provides you with benefits to replace part of your paycheck when you can’t work because of a sickness or injury. You may need to meet certain conditions to be eligible for benefits, such as completing a waiting period. Availability may vary by state.
Plan documents
Certificates
Review this document for a complete overview of benefits
FAQs
How can Short Term Disability benefits be used?
When your claim is approved, you will receive weekly benefits to replace part of your income based on your coverage level. You may use this money however you would like. Below are a few examples of how your Short Term Disability benefits could be used, depending on how much coverage you have:
- Everyday expenses, such as groceries, utilities, house payments and car payments
- Medical bills and recovery expenses
- Support services during your recovery
Why should I enroll through my employer?
- Insurance premiums are simply deducted from your paycheck, so you never have to worry about a separate payment.
- We will waive your premiums while you are receiving benefits from us.
- The cost of Short Term Disability Income Insurance through your employer is usually much lower than an individual disability policy.
How much does it cost?
The monthly cost of Short Term Disability Income Insurance varies based on the amount of coverage and sometimes your age. Your monthly premiums may be less than dinner at a casual restaurant.
This is a summary of benefits only. A complete description of benefits, limitations, exclusions and termination of coverage will be provided in the certificate of insurance and riders. All coverage is subject to the terms and conditions of the group policy. If there is any discrepancy between this document and the group policy documents, the policy documents will govern. To keep coverage in force premiums are payable up to the date of coverage termination. Short Term Disability Income Insurance is underwritten by ReliaStar Life Insurance Company, a member of the Voya® family of companies. Short Term Disability Income Insurance Policy Form #RL-STD-POL-20. In New York, Policy Form #HP08GPNY.
