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Investors should consider the investment objectives, risks, charges, and expenses of the mutual funds offered through a retirement plan carefully before investing. The prospectus(es) contain(s) this and other information which investors should be able to obtain by contacting their local representative. Investors should read the prospectus(es) carefully before investing.

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Voya Institutional Trust Company is the custodian for mutual fund custodial accounts distributed by Voya Financial Partners LLC (member SIPC) or other broker-dealers with which it has a wholesaling or selling agreement. Recordkeeping services provided by Voya Retirement Insurance and Annuity Company (Windsor, CT). All named companies are members of the Voya® family of companies.

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