Invest your way with minimal fees1 |
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Ease of liquidity3 |
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A rollover IRA solution2 |
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Time-saving features |
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1 Accounts with values less than $15,000 will incur a $50 annual maintenance fee. An annual recordkeeping fee of 0.50%-0.60% applies to all accounts. Fund operating expenses also apply.
2A plan participant leaving an employer typically has four options (and may engage in a combination of these options). These options are to leave the money in the former employer's plan (if permitted), roll over the assets to a new employer's plan (if one is available and rollovers are permitted), roll over to an IRA or to cash out the account value.
3Charges will apply if distributions taken prior to age 59½.
4Dollar cost averaging is a system for investing a fixed amount of money at regular intervals over a period of time, in an effort to reduce market timing risk. Auto-rebalancing and dollar cost averaging do not ensure a profit nor guarantee against loss and cannot be elected together. Investors should consider their financial ability to continue either rebalancing or dollar cost averaging purchases through periods of low price levels.
None.
None, even for transfers between different mutual fund families. Transfers are subject to Voya’s Excessive Trading Policy. Please read the disclosure document for more details.
| Average Monthly Account Value | Annual Recordkeeping Fee |
|---|---|
| $0 to < $50,000 | 0.60% |
| $50,000 to < $100,000 | 0.55% |
| $100,000 + | 0.50% |
Fund operating expenses also apply. Fees are deducted quarterly.
| Total Assets | Annual Maintenance Fee |
|---|---|
| $0 to < $15,000 | $50 |
| $15,000 + | $0 |
The maintenance fee will be assessed quarterly or at the time of account closure. For SIMPLE IRAs and SEP IRAs, the maintenance fee is waived with plan assets of $250,000 or more.
Designed to accept rollovers or transfers from a qualified plan, including a 401(k), 403(b) and governmental 457(b) plan, as well as from other IRAs. Will accept direct transfers. Rolling a 457(b) to an IRA before age 59½ should be carefully considered. Any amount rolled from a 457(b) to an IRA will become subject to the IRS 10% premature distribution penalty tax.
Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA, and inherited IRA (also known as beneficiary IRA).
Dollar cost averaging (DCA) can help level out the effect of market fluctuation on the cost of an investment when contributions are made to an account on a regular basis. It is a fixed dollar amount that is invested in regular intervals, regardless of price. Available for a minimum of 3 months. DCA does not ensure a profit nor guarantee against loss. Investors should consider their financial ability to continue their purchases through periods of low price levels.
Automatic Asset Rebalancing*Automatic Asset Rebalancing rebalances portfolios back to the original allocation to help stay in line with the appropriate risk tolerance. While rebalancing helps manage investment allocation, it does not assure a profit or protect against loss in a declining market. Available quarterly, semi-annually, annually.
*Dollar Cost Averaging and Automatic Rebalancing cannot be elected simultaneously.
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